Featured Articles
A data‑driven look at how Universal Basic Income could support workers, innovation, and social stability as AI accelerates automation and reshapes the modern economy.
Can markets be forecast more accurately by understanding their hidden states? This study uses unsupervised learning and Markov models to reveal how regime awareness improves short‑term S&P 500 predictions.
This essay, shortlisted in the 2026 John Locke Institute Essay Competition (Economics), examines how AI‑driven personalized pricing reshapes market efficiency, consumer welfare, and firm behavior. It evaluates the economic and ethical implications of individualized price‑setting and explores whether algorithmic pricing can be justified as it becomes more widely adopted.
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ABout the founder
Derin Goktepe
Derin studies the intersection of economics, financial markets, mathematics, and artificial intelligence. He focuses on how incentives, information, and human behavior shape market outcomes, and he uses quantitative tools to analyze real-world questions.
He created MarketMindset to share his research and to help other students engage with financial concepts in a clear and structured way. At school, he serves as President of the Finance and Economics Society, where he leads weekly discussions and introduces students to the tools used to study markets and long-term investing.
Derin has been a competitive chess player for more than ten years and holds the title of United States National Chess Master. He also enjoys tennis as a way to reset and think through problems with a clear mind.
market mindset: Economics and Investing Explained for Students
Where we demystify the world of markets and the global economy for curious minds.
Market Mindset explores ideas in economics, investing, and decision making through clear explanations and real experiences. It is written for students and curious readers who want to understand how markets work, why economic policies matter, and how financial concepts connect to everyday life. It also highlights learning opportunities such as academic programs and competitions that help students deepen their interest in economics and finance.
